View the charts to compare MAPD and supplemental plans.
Who is Eligible?
- A retiree of a Trust participating group or any retiree from an IAFF participating Local
- Entitled to Medicare benefits under Part A and enrolled in Part B
- Must be a United States resident, living no more than 12 months at a time outside the country
Eligible Spouses
- Spouse of Eligible Retiree
- Spouse of non-Medicare Entitled Retiree
- Entitled to Medicare benefits under Part A and enrolled in Part B
- Must be a United States resident, living no more than 12 months at a time outside the country
Spouses not yet entitled to Medicare may be eligible to continue coverage on an IAFF HWT Non-Medicare plan if you were previously eligible for that plan based on your active employment with a Trust Participating Local.
Please contact the IAFF HWT Trust Office for more information.
IAFF HWT Humana Medicare Advantage Plans (MAPD)
The IAFF HWT Medicare Advantage Plans (MAPD) combine your Medical and Prescription Drug benefits in one plan, administered by Humana. Trust MAPD options renew each year in January.
Eligibility requirements:
- Must be enrolled in Medicare Part A and Part B
- You can use any doctor or provider across the country who accepts Medicare
- Includes one (1) Covered in Full vision exam and up to $150 in hardware every year (offered through EyeMed)
- Includes one (1) Covered in Full hearing exam and up to $500 toward hearings aids every three (3) years
- The network for Humana includes over 60,000 pharmacies nationwide
- There is no coverage gap or “donut hole” with either of these plans
- Both plans include a 90-day mail order option for your convenience
- Both plans include a Bonus Drug List which includes drugs for ED, cough and cold, hair loss, weight loss, and vitamins
IAFF HWT TransAmerica Medicare Supplement Plan
As an alternative to a Trust Medicare Advantage, you have the option to enroll in a group supplement to Medicare plan. The Medicare Supplement plans do not include prescription drug coverage. You will be responsible for obtaining your own Part D Prescription Drug Plan outside of IAFF HWT.
Eligibility requirements:
- Must be enrolled in Medicare Part A and Part B
- You can use any doctor or provider across the country that accepts Medicare
- Medicare will be primary and you must carry your Medicare card with you
- Medicare Supplement plans pay for Medicare Part A and Part B coinsurance, first 3 pints of blood and Hospice care coinsurance and copays
- Plans include coverage for skilled nursing facilities, Medicare Part A and B deductible, Part B excess charges and limited foreign travel emergency
- Prescription drug coverage is not included (see IAFF HWT MAPD options)
- Vision exam and hardware discounts through Davis Vision
- Hearing discounts through Epic Hearing – up to 60% of MSRP
- Plan availability and pricing is based on when you first became eligible for Medicare and where you live. Please contact RetireeFirst at (360) 205-1415 or toll-free at (844) 818-1088 for more information.
How to Enroll
Please contact RetireeFirst at (360) 205-1415 or toll-free at (844) 818-1088 to begin the enrollment process.
A retiree advocate will advise you on the forms necessary to complete your enrollment and answer any other questions you may have about your available options.
- You will be asked to complete a Trust Election Form, along with applicable carrier enrollment forms.
- If your spouse will also be enrolled, you will each need to complete your own separate carrier forms.
- Have your unique Medicare Beneficiary Identifier (MBI #) readily available – this number will be assigned by Medicare and is required to enroll in the plan.
RetireeFirst Member Advocacy Services
E-mail us
Phone: (360) 205-1415 or toll-free at (844) 818-1088
Billing
You will select your method of payment on your Trust Election Form. In some cases, your premium may be billed to your Employer. This depends on what has been elected at the group level.
Your options for premium payment otherwise include:
- An automatic deduction from you pension (by State, where available), or
- An automatic deduction from your checking account (ACH) – download the Authorization Form.
For questions regarding premium payment, please email the Trust Office or call us at: (877) 624-6219.